Your money choices

Every day, you make choices about how to use your money. At any time, you can make decisions that help you keep more of your pay, and bring in more dollars.

If you would like to improve your money situation, there is good news: no matter who you are, there are steps you can take to put more money in your pocket.

The two keys to more money now: spend less and invest more.

What would you like to do?

Who needs more money now? Most of us do. How often do you think: if only I had a little more cash, I could do something really great with it?

What would you do with more money? Your dreams are powerful. The best motivator is finding a purpose that matters to you. And only you know what that is.

Common goals - what's yours?

Retirement Travel Start my own business Own my own home Emergency money

Buy a car Home improvement Education Do something special for family Plan to handle medical expenses

Choose at least one thing that you want to work to achieve - big or small. You may have a goal in mind already, something that makes you feel excited.

Even if you don't have a specific goal in mind yet, you can still get ready - so when your dream comes looking for you, you will be able to grab hold of it.